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Social Security Disability & Additional Income

Many Social Security Disability Insurance (SSDI) recipients wonder if there are other types of income that could supplement their SSDI benefits. While you may be eligible for additional income sources, you should also be aware of the potential impact they may have on your SSDI payments.

In addition to receiving SSDI, you could qualify for:

  • Preservation of retirement benefits: You won’t lose your Social Security retirement fund if you apply and are approved for SSDI benefits. Once you hit full retirement age*, if you are earning SSDI benefits you will automatically switch to receiving standard retirement benefits from the Social Security Administration. The income amount you receive will vary depending on when you were found disabled.

*Note that “full retirement age” can vary depending on the year in which you were born. Click here to find your full retirement age by birth date.

  • Pension:Receiving a pension does not impact your SSDI benefits – in fact, many people collect both Social Security disability as well as a pension check. 
  • Workers’ compensation: You can receive workers’ compensation and Social Security Disability Insurance at the same time. Your SSDI will only be reduced so that the total monthly amount of workers’ compensation and SSDI benefits you receive is no more than 80% of your average current earnings before you became disabled. Your average current earnings are determined using a formula from the Social Security Administration. This is called a workers’ compensation “offset.”
  • Food stamps: The Supplemental Nutrition Assistance Program (SNAP) is based on the size of your household and resources. Individuals can have up to $3,250 in resources if at least one person is age 60 or older, or is disabled.  Receiving SNAP benefits won’t impact your SSDI eligibility in any way. The best way to find out if you qualify for SNAP in your state is to apply. Click here to learn more.

Disability Justice’s experienced attorneys and staff members can help you navigate these additional benefits. If you have a question about any of the benefits in this article, contact us today. Fill out the form below of a free evaluation.

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